Total Debt Relief

take a bow asked:


does the bank only loan you the amount of money equal to the equity in your home? Or do they go above the home’s value?

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Brad M asked:


I am very desperate to come on here and talk about my financial situation. I need approx. $20,000 to consolidate credit card debt… I do not have enough equity in my home (just bought it last year), I have tried personal loans through Capital One and Chase and have been denied. With Capitol, I even had my father co-sign (he’s got excellent credit) and it didn’t work. I have NO WHERE ELSE TO TURN. I need help, if anyone knows a forgiving lender who will look at my situation, or any other way for me to reach my goal, PLEASE let me know. Please do not refer me to a credit counseling program, for I don’t use my cards anymore, I just have been paying on them for 3 years and trying to speed up things. I know I could just keep paying the most I have on one card and work them down, but I am looking for debt consolidation OPTIONS. Like a bank or organization that would help. Thank you so much for your time in advance!

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Adri asked:


I am Trying to get Debt Consolidation loan. I have about 4 school loans, and I need to consolidate but I want to include my car loan as well. Does any one know of a reliable bank or credit union that offers these services? If not do you have a bank that has offered you great Customer Service?
That is in Dallas, Texas

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