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Did anyone read “The Total Money Makeover,” by Dave Ramsey?
Filed under Personal FinanceJun 23
MountainChick asked:
How is it? Will it give my parents a basic understanding of personal finances? Does it give sound advice, or is it BS?
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6 Responses to “Did anyone read “The Total Money Makeover,” by Dave Ramsey?”
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catzrme said on June 24th, 2009 at 1:11 am
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I have and go by it every day!! It is wonderful. I often send people there who are asking about financial help.
It will greatly help mom and dad. It did us. We now own our house, NO MORTGAGE, we have 2 cars, NO PAYMENTS and only the every month bills that we can handle quite well.
It is NOT BS, it is sound financial advise. If they choose to follow the advice, the budgets, the steps to get there, they can be out of debt and happy.
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RunningUte said on June 26th, 2009 at 10:09 pm
It is the very best personal finance book anywhere. It is straightforward and tough
I hope that this helps.
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www.owningdogs.com said on June 28th, 2009 at 9:55 am
YEP – my husband and I have paid off $24K in debt since April ‘07. We still have about $39K to go!
This month I didn’t make a commission and in the past we had to pay our utilities on credit cards – not this month – I made no commission and we are able to pay all of our bills and our small emergency fund handled the $400 repair on the refrigerator.
How can paying off your bills and buying only what you can afford be BS?
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Toolman said on July 1st, 2009 at 7:36 am
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I read it, then started listening to his radio talk show, then became a coordinator for our Church. I spent 4 hours every Sunday afternoon teaching others the basics that Dave Ramsey teaches. It was fun and easy and I paid off a lot of debt.
I highly recommend this book to everyone.
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starfishltd said on July 2nd, 2009 at 10:00 am
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Dave’s plan is the right one for your parents…and you. He can help with all aspects of financial management, not just debt crisis. You and your parents should work on it together.
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mldjay said on July 3rd, 2009 at 2:09 am
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Read it, follow it and getting out of debt!
He is a no nonsense advice and better yet a PLAN. He lays out the plan, why you do certain things in certain order and why you don’t do other things. The great thing is it also gives you the advice in laymen terms- no huge financial terms or concepts that make your brain go numb.It is not BS. It has worked for hundred of thousands of people.
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